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Money Trends November 2024

Domestic equity markets remained volatile during the month under review as markets rose initially after the former U.S. President and Republican candidate took a decisive lead in the 2024 U.S. election.

Earnings Update – Q2 FY25

Explore key trends and performance insights shaping the quarterly market landscape.

India’s Inflation Peaks: What Rising Prices Mean for You

In October 2024, India’s inflation hit a 14-month peak at 6.2%, driven largely by rising food prices that have left rural households particularly vulnerable. With larger states like Chhattisgarh and Bihar experiencing even steeper inflation at 8.8% and 7.9% respectively, the momentum in food inflation—especially in vegetables—remains a significant factor. Year-over-year increases in food costs are exceeding year-to-date trends in seven states, highlighting an ongoing upward pressure on prices.

Money Trends October 2024

October proved challenging for domestic equity markets, as mounting concerns over the Middle East conflict led to a broad decline across all sectors. Sectoral indices reflected this downturn, with each registering losses over the month. However, on a calendar-year-to-date (CYTD) basis, the pharmaceutical sector stands out as a resilient performer, showing the strongest returns amidst market volatility. The downward trend wasn’t limited to India; global equity markets also experienced a similar slide, impacted by international uncertainties.

The Trump Presidency and its Impact on Global and Indian Markets

With Donald Trump confirmed as the new U.S. President and Republicans likely controlling both the Senate and House (a “Red Sweep”), markets are bracing for potential shifts in economic policy and investment dynamics. This development has fueled a global “risk-on” rally, where investors are optimistic and shifting capital into riskier assets like stocks, the U.S. dollar (USD), and cryptocurrencies. However, the fundamentals suggest that high volatility may continue, which could affect portfolios in both the short and long term.

Investing beyond NIFTY50

Valuations remain elevated, but the days of rapid PE expansion may be behind us. Is the market heading for a more stable 18x-22x range?

Money Trends September 2024

Domestic equity markets started the month on weaker note amid weak global cues as sentiment was dampened following weak U.S. manufacturing data of Aug 2024, which reignited concerns over an economic slowdown in the world’s largest economy.

Federal Reserve 19/09/2024

The Federal Reserve has joined the easing cycle by reducing interest rates by 50 basis points (bps) to a range of 4.75%-5%.

August 2024 CPI

The RBI’s Monetary Policy Committee might consider shifting the policy stance to ‘neutral’ in the October meeting

Money Trends August 2024

Domestic equity markets started the month on weaker note on concerns over a potential economic slowdown in the U.S.

Q1FY25 GDP Data:

Q1FY25 economic growth remained strong, despite a high base. The growth in GVA was driven by the manufacturing and services sectors, especially construction, while GDP was supported by a pick-up in private consumption and investments.

July CPI and June IIP 2024

CPI: Inflation eased to 3.5% in July, primarily due to a favorable base, but sequentially, it rose by 142 bps. Core CPI also saw an uptick, driven by food and services inflation.

IIP: Industrial production growth slowed to 4% year-over-year, with mixed performance across sectors.

Money Trends July 2024

Domestic equity markets rose during the month amid reinstated expectations that the U.S. Federal Reserve would start interest rate cuts in Sep 2024 following the dovish commentary from the U.S. Federal Reserve Chairperson.

Money Trends June 2024

Domestic equity markets initially witnessed volatility as the outcome of the general elections did not come in line with market expectations. However, markets rebounded sharply on hopes of political stability and policy continuity.

Union Budget 2024-25

Union Budget 2024-25 focused on the path of fiscal consolidation. Building consistency to align the teax regime as widely expected.

RBI Monetary Policy June 2024

At the June 2024 meeting, the RBI Monetary Policy Committee (MPC) decided to maintain the repo rate at 6.5%.

Money Trends May 2024

Domestic equity markets fell as market participants exercised caution and remained on the sidelines as they awaited the outcome of the general elections for 2024. 

Bharat-Fastest Growing G20 Economy

India maintained its position as the fastest-growing G20 economy, with a real GDP growth of 8.2% in FY24. Although there was a slight deceleration to 7.8% YoY in Q4FY24, the growth from the previous quarter was revised upward to 8.6% YoY.

CPI 12 May 2024

Inflation remained stable and within the RBI’s acceptable range. However, increased prices of fruits and vegetables due to seasonal factors added pressure to the food prices.

Money Trends April 2024

Domestic equity markets rose during the month as India’s strong economic growth outlook, anticipation of upbeat corporate earnings for the quarter ended Mar 2024 and the prospects of political stability following the outcome of general elections kept the underlying sentiment positive. The rally in the domestic equities took a breather in the interim as escalating geopolitical […]

To raise rates or to hold steady? US FED May 2024

The Monetary Policy Committee (MPC) in its first bi-monthly monetary policy review of FY24 kept key policy repo rate unchanged at 6.50% with immediate effect,after six consecutive rate hikes.

BJP’s Manifesto for the 2024 General Elections

The BJP’s Manifesto for the 2024 General Elections bodes well for Indian equities, with a strong emphasis on continuity in reform efforts while maintaining financial macro stability. Anticipated to dominate the upcoming polls, the Party’s agenda highlights key sectors poised for growth. Direct beneficiaries include Capital Goods (railways/defence), Housing/Mortgages, Tourism, and Aviation, with Textiles and […]

CPI, IIP 15 April 2024

CPI inflation eased to 4.85% YoY in March 2024, mainly due to a further decline in core inflation to 3.25% YoY, with all components of non-food inflation continuing to decrease, many reaching multi-year lows.

Update-Trade Deficit

March witnessed a notable drop in the trade deficit to USD15.6 billion, the lowest in 11 months, primarily due to a decline in imports, particularly in gold.

Money Trends March2024

Domestic equity markets rose during the month under review as market participants remained optimistic regarding the growth prospects of the domestic economy after the Indian economy witnessed a faster-than-anticipated growth rate in the quarter ended Dec 2023.

CPI, IIP 12 March 2024

The CPI held steady at 5.1% in February, indicating a modest sequential price adjustment. The Reserve Bank of India (RBI) is closely monitoring for tangible signs of a slowdown in headline inflation, while the consistent easing in core CPI offers confidence that monetary policy interventions are positively impacting the economy.

Money Trends February 2024

Domestic equity markets rose during the month under review as market participants cheered the outcome of the Interim Union Budget 2024.

CPI, IIP February 2024

During the February 2024 meeting, the RBI Monetary Policy Committee (MPC) opted to keep the repo rate steady at 6.5%

RBI Monetary Policy February 2024

During the February 2024 meeting, the RBI Monetary Policy Committee (MPC) opted to keep the repo rate steady at 6.5% and maintained its existing policy stance

Money Trends January 2024

Domestic Equity markets witnessed considerable volatility during the month under review

Gross Trail Commissions of Top Funds Under Distribution

Money Trends December 2023

Domestic equity markets rose due to across the board buying by market participants which reflected the high-risk appetite of theinvestors driven by anticipation of robust domestic economic growth. The weakening of the dollar index and decline in U.S Treasury yields alsoreinforced optimism among market participants of foreign fund inflow into the domestic capital markets.

Timing the Market, Momentum as a Factor for Investing

Successful market timing has long been the elusive goal for many investors. It’s an enticing prospect, especially when there appears to be compelling evidence suggesting that simple valuation measures can forecast future market performance. However, as both researchers and investors have come to realize, consistently outperforming a passive buy-and-hold strategy is far more challenging than it initially appears.

Money Trends November 2023

Domestic equity markets rose initially during the month after the U.S. Federal Reserve kept interest rates on hold

Capital Allocation – Factor Strategy

In this newsletter, our aim is to elucidate the significance of Capital
Allocation.

Money Trends Oct 2023

Domestic equity markets rose initially after the Monetary Policy Committee of
the Reserve Bank of India maintained a status quo on repo rates and policy
stance which was in line with market expectations. In addition, the central
bank kept the growth projections of Indian economy for FY24 unchanged at
6.5% which provided additional support.

Money Trends September 2023

Domestic equity markets rose initially after the U.S. nonfarm payroll employment data for Aug 2023 came along mixed lines. The data led to anticipation that the U.S. Federal Reserve may refrain from raising interest rates in its upcoming monetary policy review which was scheduled on Sep 20, 2023.

Money Trends August 2023

Domestic equities fell after a major global credit rating agency downgraded
the credit rating of the U.S. economy which led to an all-round sell off in the
global equity market and rattled the investor risk sentiment. Sentiments were
further dampened after the Reserve Bank of India in its monetary policy
expressed concerns about the evolving inflation situation within the country.
The outcome led to worries that the key policy repo rate may remain elevated
for a prolonged period and any possibility of a rate cut may be delayed.

Money Trends July 2023

Domestic equity markets rose as S&P BSE Sensex crossed the psychological
levels of 66,500 and 19,500 respectively. The market rally was broad-based
as the mid cap segment and the small cap segment also closed the month in
green.

CPI Inflation Update June 2023

Consumer inflation rose after touching its lowest level in more than two years

IIP Update May 2023

Industrial Output growth slowed significantly on yearly basis in May 2023

Money Trends June 2023

Domestic equity markets rose following the release of a slew of upbeat domestic macroeconomic data which indicated that the Indian economy was on a strong footing in terms of macroeconomic stability.

MPC 2023-24 April

The Monetary Policy Committee (MPC) in its first bi-monthly monetary policy review of FY24 kept key policy repo rate unchanged at 6.50% with immediate effect,after six consecutive rate hikes.

MPC 2022-23 February

The Monetary Policy Committee (MPC) in its bi-monthly monetary policy review raised key policy repo rate by 25 bps to 6.50% with immediate effect.

MPC 2023-24 June

The Monetary Policy Committee (MPC) in its second bi-monthly monetary
policy review of FY24 kept key policy repo rate unchanged at 6.50% with
immediate effect for the second time.

MPC 2022-23 December

The Monetary Policy Committee (MPC) in its bi-monthly monetary policy review raised key policy repo rate by 35 bps to 6.25% with immediate effect.

CPI Inflation Update May 2023

Consumer inflation slowed for the fourth consecutive month in May 2023

IIP Update Apr 2023

Industrial Output growth slowedon yearly basis in Apr 2023

CPI Inflation Update Apr 2023

Consumer inflation touched 18-month low in April 2023

IIP Update Mar 2023

Industrial Output growth fellto 5-month low in Mar 2023

CPI Inflation Update Mar 2023

Consumer inflation touched lowest level since Dec 2021 in Mar 2023

IIP Update Feb 2023

Industrial Output growth accelaratedin Feb 2023 on yearly basis

CPI Inflation Update Feb 2023

Consumer inflation remainedabove RBI’s upper tolerance level in Feb2023

IIP Update Jan 2023

Industrial Output growth accelaratedin Jan 2023 on yearly basis

CPI Inflation Update Jan 2023

Consumer Price Index based inflation accelaratedin January2023

IIP Update Dec 2022

Industrial Output growth accelaratedin Dec 2022 on yearly basis

CPI Inflation Update Dec 2022

Consumer Price Index based inflation touched twelve month low in December

IIP Update Nov 2022

In Nov 2022, Industrial Output surged themost since Jun 2022

CPI Inflation Update Nov 2022

Consumer Price Index based inflation touched elevenmonth low in November

IIP Update Oct 2022

In Oct 2022, Industrial Output contracted themost since Aug 2020

CPI Inflation Update Oct 2022

Consumer Price Index based inflation eased to 6.77% in October

IIP Update Sep 2022

Annual rise in IIP slowed in Sep 2022compared with a year ago period

CPI Inflation Update Sep 2022

Consumer Price Index based inflation accelaratedto 7.41% in September

IIP Update Aug 2022

Annual growth of IIP contracted since Feb 2021during Aug 2022

CPI Inflation AUG 2022

Consumer Price Index based inflation accelaratedto 7.00% in August

IIP Update JULY 2022

Annual growth of IIP slowed to 2.4% in Jul 2022 from 11.5% in Jul 2021

CPI Inflation Update July 2022

Consumer Price Index based inflation easesto 6.71% in July

CPI Inflation Update June 2022

Consumer Price Index based inflation easesto 7.01% in June

Money Trends May 2023

Domestic equity markets rose initially during the month under review which
can be attributed to upbeat corporate earning numbers for the quarter ended
Mar 2023 and favourable domestic macroeconomic data. T

Growthfiniti Top Mutual Funds (June 30, 2024)

Based on our proprietary ranking model, we are pleased to announce the top funds for some MF categories.

The Power of Behavioural Investing: Understanding and Navigating Market Psychology

In the world of finance, investing is often seen as a rational and logical process.
However, human beings are inherently emotional creatures, and these emotions play
a significant role in our decision-making, including financial decisions.

When to sell your investments

We often get advised what to buy when it comes to investing, however what about the opposite, on when to sell.

Build A Money Mindset

It has been an incredible journey, starting from a modest annual salary of Rs 6000 to earninga seven-figure salary and beyond & giving up everything to bootstrap a startup. Here’s aconcise summary of the key steps:

Generational Wealth

Steps to Creating a plan for generational wealth, this involves careful financial and estateplanning to ensure the long-term preservation and growth of wealth across multiplegenerations. Here are some steps to help you get started:

Money Trends April 2023

Domestic equity markets rose during the month under review with key
benchmark indices S&P BSE Sensex and Nifty 50 gaining more than 3%
each. Nifty 50 reclaimed the 18,000 mark, while the S&P BSE Sensex closed
above 61,000. The market rally was broad based as the mid cap segment and the small cap segment also closed the month in green

Money Trends March 2023

Domestic equity markets rose initially during the month under review on the
back of upbeat domestic macroeconomic data for Feb 2023. Markets also
benefitted after an Indian multinational conglomerate took steps to restore
investors’ trust which recently faced criticism for corporate misgovernance.

Money Trends February 2023

Domestic equity markets rose initially during the month under review as
market participants gave thumbs up to the Union Budget 2023. The
government in the Union Budget increased its outlay on capital expenditure,

Money Trends January 2023

Domestic equity markets fell earlier during the month after U.S. Federal
Reserve’s meeting minutes for Dec 2022 indicated that the U.S. Federal
Reserve will continue to raise interest rates to contain inflation.

Money Trends December 2022

Domestic equity markets fell initially during the month under review after the Reserve Bank of India led Monetary Policy Committee (MPC) raised key
policy repo rate by 35 bps and downgraded the growth projections of the Indian economy for the current fiscal to 6.8% from the earlier projection of 7% in its monetary policy review

Money Trends November 2022

Domestic equity markets rose during the month under review as key domestic
headline indices S&P BSE Sensex and Nifty 50 crossed psychologically
important levels of 63,000 and 18,700, respectively. Thus, both the indices
during the month rose to fresh lifetime peaks as they snubbed the volatility in
global equity markets. The market rally was broad based as gains were
witnessed in the mid cap segment and small cap segment as well

Money Trends October 2022

Domestic equity markets commenced the month on a positive note following
weak economic data from U.S. Weak U.S. economic data was good news for
the markets as it led to hopes that the U.S. Federal Reserve might consider
slowing down the pace of rate hikes moving ahead. Data showed that the
pace of U.S. manufacturing activity grew at its slowest pace in 30 months in
Sep 2022 which eased concerns over aggressive monetary policy tightening
by the U.S. Federal Reserve

Money Trends Sept 2022

Domestic equity markets fell during the month under review as domestic
headline indices S&P BSE Sensex and Nifty 50 fell in excess of 3% over the
month and turned negative for 2022. Mounting concerns over global recession
due to continued aggressive monetary policy tightening by central banks
across the globe weighed on the market sentiment

Money Trends August 2022

Domestic equity markets rose initially during the month under review as global
crude oil prices came down which eased concerns over rising inflation to
some extent

Money Trends July 2022

Domestic equity markets rose initially during the month under review as global crude oil prices came down which eased concerns over rising inflation to some extent

Money Trends June 2022

Indian equity markets ended the month in the negative territory with
benchmark indices touching more than 52-week closing low during the period.
Reserve Bank of India (RBI) and the U.S.

Money Trends May 2022

Indian equity market ended the month in the negative territory, weighed down by global and domestic inflationary pressure, coupled with rate hike stance adopted by central banks of major economies

Money Trends April 2022

Indian equity markets settled for the month in the negative territory. Ongoing tension between Ukraine and Russia, coupled with uncertainty of the pace of
future rate hikes by U.S. Federal Reserve loomed large which kept investors
on tenterhooks. Additionally, renewed worries over fresh instances of COVID19 infection in China reignited fears of global economic slowdown.
Nonetheless, optimism over the ongoing corporate earnings season and the
accommodative stance adopted by Reserve Bank of India, in its latest policy
meeting soothed investors’ nerve. Meanwhile, elevated domestic inflation
numbers raised speculation that Reserve Bank of India may not hold on to its
accommodative stance for long

Money Trends December 2022

Domestic equity markets fell initially during the month under review after the
Reserve Bank of India led Monetary Policy Committee (MPC) raised key
policy repo rate by 35 bps and downgraded the growth projections of the
Indian economy for the current fiscal to 6.8% from the earlier projection of 7%
in its monetary policy review.

Money Trends November 2022

Our monthly newsletters from the Growthfiniti Desk, Key Domestic & Global Market Highlights…

IIP Update June 2022

Annual growth of IIP slowed to 12.3%
in Jun 2022 from 13.8% in Jun 2021

Union Budget Report 23-24

Prominent Themes of Union Budget 2023-2024

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